Using Shop Pay Installments offers several advantages:
- Split purchases over time
- Access 0% APR or low‑interest plans (where available)
- Real‑time decision at checkout
- Automatic payments with reminders
- Clear terms shown before you confirm
You’ll see personalized installment options at checkout based on your order and credit profile.
Financing is provided by Affirm via Shop Pay—Clarus isn’t the lender and can’t modify loans.